I was asked to speak at a Monthly Meet Up event on Tuesday evening hosted by Touring Artists e.V. as an expert on the Künstlersozialkasse (artists’ social security). With a bit of humour and a whole bunch of crazy anecdotes, we dived into the application process in delightful detail.
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An Introduction to the Künstlersozialkasse (KSK)
It’s known as the “artists health insurance scheme”, the “artists social security fund”, the “Künstlersozialversicherung” and the “artists and publicists’ insurance”. In any case, it can be hard to find information online in English about the Künstlersozialkasse (KSK). We’ve put together a basic introduction with the answers to some very frequently asked questions.
The Künstlersozialkasse wants to check my income from the last 4 years
Ahhh, is that autumn in the air? Must be time for the Künstlersozialkasse’s random income audit! Every year in September, a handful of Künstlersozialkasse members get sent a special yellow letter. … Read more
Applying to Join the Künstlersozialkasse
If you work in an artistic field in Germany as a freelancer, you might be eligible to join the Künstlersozialkasse (KSK) – this is an artists’ health insurance scheme that allows you to be insured under the public system. The KSK is not a health insurer itself, it’s a fund that subsidises your contributions to health insurance, long-term care insurance and the pension. For many artists, this is absolutely invaluable.
In this coaching, I’ll give you information about
- How the Künstlersozialkasse system works
- Eligibility criteria
- The application form (in great detail!)
- Supporting documents
- What usually happens while you’re waiting for an answer
I’m a member of the Künstlersozialkasse myself and have helped many people apply. This coaching gives you general information about the application process but does not constitute health insurance or pension advice. For that, we’ll hook you up with a qualified professional English-speaking broker.